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I grew up in Washington, DC, but have lived in NH for 20 years now. I enjoy driving my cars, so I have extra sets of wheels with snow tires for the winter. We have a couple of antique BMWs that don't get driven much and that stay garaged in winter, but the newer ones like my 99 E36 M3, my 08 E90 M3, and my 08 535xi all have snow wheels. Snow wheels are typically narrower with narrower, squishier snow tires. You trade dry weather performance for snow performance.
I have lived in the Concord and Portsmouth and Hanover areas, where there are good city and state services so roads are plowed. If I lived up some class 5 road that was not plowed, I would need an all wheel drive truck. We had an 08 X5 for a few years as well, and it did offer more ground clearance for driving in deep unplowed snow. In my 20 years here, doing that is fun, but not necessary.
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