I personally hate car payments of any kind. I would much rather drive a lesser vehicle and own it outright. But it's your money and you seem to have everything in order, I agree life is short.. So maybe you should go for it. It kind of seems like you want everyone to steer you in the direction of an upgrade.
Melbourne Red E92 M3 DCT Sparco CF/Alcantara DTM Seats.KW3 Coilovers.Apex Wheels.OEM Performance Spoiler with CRT Theme & Splitters.Turner Subframe Mounts.Vorshlag Camber Plates.RD Sway Bars.AD08s 265/295.15 lb. Braille Battery.Catless Gintani Race.ESS Tune.Dinan Pulley.MS2 Intake.100 Octane Mix.Schroth Harnesses.Challenge Harness Bar in MR.Challenge Toe Link.Krics R40.Turner Studs/Pedals.SS Lines.Rear Seat Delete & more I can't remember