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      06-03-2013, 01:54 PM   #64
is fast cars
davesaddiction's Avatar

Drives: '08 E90 M3 6MT SSII BPM Stg II
Join Date: May 2012
Location: Tulsa

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Originally Posted by gottagofast13 View Post
We (Lockton) average about 2 weeks for a total loss - significantly faster than most street policies. The big difference is that we don't require you to use an "approved" body shop that we choose where the car is fixed.

The other big difference is that since this is a specialty policy, the accident isn't reported the same as street it doesn't go on your record and cause an increase in your street insurance premiums for years.
Thanks again for sharing the information. I did my first track day in my M3 a couple weeks ago with a local Caffeine and Gasoline group - it was such a small group (< 5 on track at a time) I didn't pick up any insurance, but I'm planning to for this weekend at Motorsport Ranch (w The Driver's Edge).

Maybe I'll see you on the track someday!