Originally Posted by Transfer
^^Awesome! Thanks for chiming in. If an accident happens and a claim is filed, is there any difference in procedure compared to conventional street insurance claims?
We (Lockton) average about 2 weeks for a total loss - significantly faster than most street policies. The big difference is that we don't require you to use an "approved" body shop that we select...you choose where the car is fixed.
The other big difference is that since this is a specialty policy, the accident isn't reported the same as street accidents...so it doesn't go on your record and cause an increase in your street insurance premiums for years.