Originally Posted by OldArmy
+1. You want to live on the river bottom along the Mississippi, you want to live behind a levee below sea level, you want that high-risk spot on the beach along hurricane alley then you should assume the risk. To keep rebuilding these spots and paying so someone can be stubborn and stupid about risk is a pisser.
Going back to reelop's post, even the states are hooked on Fed monies. It sucks for people to lose their homes and have to live w/o basic infrastructure for long periods of time, but <insert OldArmy's post here>. One would think that insurance companies would deem certain places insurable after a while.