Originally Posted by fireline43
My problem i don't want a honda civic, but on the other hand I don't need a bmw. So like what's the in between cars?
a CPO bmw, lol. and keep your car for as long as you can after it's paid off. Just because you don't make over 6 figures, doesn't mean that you don't have enough funds to start investing/saving. You just have to be smart with what you have, and stay out of debt as best you can. $70k can go a long way if you don't have a bunch of monthly bills eating it up.
get out of debt, start investing/saving every month. Use an automatic withdraw, so you don't have to think about it. I started doing this 10 years ago, making less than 70k at the time, and was able to save over 10k each year without impacting my lifestyle. A little goes a long way, especially if you are young. Talk to an invester, there is always something you can do.