Pay money down on the mortgage, 3.09% on $113,000 is a lot more interest per month than 3.5% on $60,000. Not to mention, everything you put into the mortgage is equity!!!
2011 E90 M3 ZCP - Individual Moonstone/Individual Amarone Extended/Individual Piano Black With Inlay:LINK!!!
1994 Euro E36 M3 Sedan - Daytona Violet/Mulberry:LINK!!!