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      01-26-2013, 11:43 PM   #20
py0413's Avatar
Drives: 2012 M5
Join Date: Jul 2008
Location: BC

Posts: 1,173
iTrader: (2)

I don't think we can be helpful in your situation. It's your life and you decide on what's more important to spend more money on. On the paper, I think the lower rate and shorter term with higher payment makes more sense. However, it really depends on how comfortable you are to stretch that extra $200/month. For some $200 is only pocket change and for some that makes night&day difference. Obviously for m3 buyers, having a car to drive for work/school isn't the only reason they choose this particular car. If you can live comfortably with the monthly payment, nothing is wrong though.
Must stop eating..............
py0413 is offline   Canada
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