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      01-26-2013, 12:37 PM   #4
Smokey
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2011 M3  [5.00]
2013 bmw F25 msport  [5.00]
2011 335iS  [4.80]
Op, I think you already know the answer to your question. Under normal circumstances, I would suggest going with the lower apr, but you seemed slightly concerned about the extra $200/ month, so just keep your current payment and do as suggested above ie pay it off in 2 years, if you can. GL
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