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      01-23-2013, 09:49 PM   #6
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Drives: 2015 F80 M3
Join Date: May 2010
Location: Palo Alto, CA

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2011 E92 M3  [4.63]
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Originally Posted by m3an View Post
Insurance is responsbile regardless as OP is a 3rd party claimant. His insurnace is only resposible for OEM, but if someone hits you, they have to make you pre-loss condition. I doubt they'll re-wrap the car, but after you do the one panel, show them (insurance company) and if there is a large variance they may elect to wrap more of the car. IMO wrapping more is cheaper to insurnace than having to paint the car. good luck!@
See, this is what I thought. If it was my own insurance and I never told them about any aftermarket additions to my car, then I would never expect them to cover it.

Thanks everyone for the replies. I've thankfully never been in an accident and had to deal with insurance companies/claims, so this is all pretty new to me.
2015 MG F80 M3 | H & R Sport Springs | M Performance Diffuser | 20" DPE SP-SC 5 | IND Matte Black Cosmetic Package | More coming soon

Last edited by onnex; 01-29-2013 at 12:36 AM.