Turecar says invoice is 71,415 for your options and average paid in Phoenix is 73,626. Assuming you qualify for loyalty you should account for $1500 BMW incentive plus $750 loyalty to go towards your down payment.
I'm showing that if you got the car for the average price paid around your area you should be at around $900/m before tax with ZERO money down...you should be able to easily get $1k over invoice minus incentives which would bring you down to around $875/m before tax and fees with no money out of pocket...
3 grand out of pocket and 1K + monthly payment with the current incentives is a raping!!!!
Current Car: '13 SANTORINI BLUE E92///M3
--6MT/Speed Cloth/ZCP (Euro Delivery Thread)
Former Cars:'10 E90 335i MSport
/ '07 Interlagos ///M5
/ '09 135i
/ '10 E93 335i
/ '07 E90 335i