Originally Posted by chuxdelux
+5 penfed. Applied online and was approved in less than two minutes.
PenFed has the best rates, hands down. If you're not a member, you can join and donate to the American Red Cross and join PenFed. Another option is go to our local credit union and tell them what PenFed is offering. They might match it. I've heard this has been done in the past.