Originally Posted by hankcah
I may be late to the party but IMO, why not just pay it off? You will have all of that money you aren't using to pay the loan to put into the car for maintenance or repairs. I don't think it'll be that bad.
Learn from my mistakes. Every time I tried to get into a newer car hoping I'd come out cheaper, it ended up costing more. You have 2 years left on your loan, in which I am guessing is around 6-9k. You will still probably need to get another loan for the next car, and there goes another 4-5years of payments. Pay off your car, and what you used to make in payments, put in a savings account for unexpected repairs.