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      12-07-2012, 10:20 AM   #33
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SamS's Avatar

Drives: 2016 M3
Join Date: Jul 2010
Location: Dallas, TX

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Originally Posted by bvanderbilt View Post
Again, you could do that "damage" with a pebble. I already gave my reason for not wanting to file an insurance claim. No engineer would declare that any sort of impact that caused such minimal damage would be capable of shearing a 10.9 bolt; this would not hold up at trial for five seconds even without compounding the evidence of numerous bolt failures reported by other owners. As someone already stated an impact with the force required to shear a 10.9 bolt would basically destroy the entire differential cover. Do you work for my dealership?
I definitely do not work for your dealership, nor in any automotive industry.

The facts boil down to this: You hit something, and dealer is going to deny the claim. I have a feeling another dealer is going to give you the same hassle. Find the number to your insurance claims hotline and get that going. Save yourself further headache. This is what insurance is for.
2018 X3 M40i - on order
2016 M3 - sold
2013 ActiveHybrid 3 - sold
2012 M3 coupe - sold