Originally Posted by E92TTKING
Im under 21 and have many points
I know you don't want to hear this but you're going to have high rates anywhere. Most sites have a free online quote so I would go that route (it's much more accurate than asking us...). I know that GEICO looks at a trailing 5 year driving history where most other providers only go back 3 years so keep that in mind. I was with GEICO for several years after my Lotus accident claim ($27k) but had to drop them after the 3yr anniversary because I was going to be paying an elevated rate for an extra 2yrs which made no sense.