Originally Posted by Endless619
Whats weird is I pay more for a cheaper costing X5. I just got my breakdown update in the mail this afternoon. So it does cost me more for the middle trim X5 every 6 months VS the M3.
The cost of the vehicle is only one factor used to determine pricing. The type of vehicle is more important. SUV's are always more expensive to insure than cars because they typically sustain greater damage in accidents (i.e. rollovers) and cause considerably more damage to others in accidents (due to their size and mass).