Originally Posted by Comet
policies cover only the car and the drivers listed on it.
In Canada we have a thing called "First driver, second driver, third driver".
And a lot of insurances are like "oh? you were second driver? well sucks to be you, we're not covering you"
Happened to a friend.
Not true for all insurance companies here. Some do go by that as my main insurance company that I use does, but I took out a policy under co-operators here in Alberta for that specific reason, that my friend would be driving the vehicle at times, and he or any other one I knew would be covered.