Originally Posted by jdemetry
Sounds like a good deal if the lease rate is low enough. Do you know what interest rate you pay?
I'm paying 2.16%. The way it works is you take .0008 off the base unsubsidized money factor rate which was .0017 so my money factor was .0009. It is true that with max MSDs you can get .00076 which is the base subsidized rate of .00125-.00049.
In another BMW forum someone asked me why I did a 1 pay when I could have got a lower money factor using max MSDs. The answer is I did it for convenience, I had a large trade equity and while they would have wriiten me a check for it I just decided to do it this way and get a smaller check.