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      11-21-2012, 10:47 PM   #40
Coltgus
Chairman of the Bored
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Drives: 2013 M3 E92
Join Date: Nov 2012
Location: Central Florida

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Quote:
Originally Posted by jdemetry View Post
Sounds like a good deal if the lease rate is low enough. Do you know what interest rate you pay?
I'm paying 2.16%. The way it works is you take .0008 off the base unsubsidized money factor rate which was .0017 so my money factor was .0009. It is true that with max MSDs you can get .00076 which is the base subsidized rate of .00125-.00049. In another BMW forum someone asked me why I did a 1 pay when I could have got a lower money factor using max MSDs. The answer is I did it for convenience, I had a large trade equity and while they would have wriiten me a check for it I just decided to do it this way and get a smaller check.
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I'm on my 9th and 10th BMWs.
2012 328i Coupe
2013 M3 Coupe