Originally Posted by ErvGotti
If you use the Credit option when swiping your Debit card you'll still earn points.
Nope. You may have been grandfathered in due to some clause; however, for most (should be all, according to USAA), all debit rewards have ceased.
"Currently, the USAA debit card rewards program will offer one point for every $2 spent when credit is selected as the payment option."
That was 2011, in the report speaking about USAA's announcement to discontinue it. As of now, debit cards issued by USAA do not earn rewards, regardless of what interchange network you select (debit PIN or Visa).