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      11-14-2012, 11:38 PM   #9
grieverr
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Drives: e92 335
Join Date: Jun 2009
Location: NJ

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I wouldn't want to be $2000 poorer just like that.

If you're really looking to establish credit, quadruple the payment and pay it off in another year. At that point you'd have the loan for 2 years, giving you some credit history, and you'll save a good chunk of that interest.