Originally Posted by LarThaL
So, basically, you are buying a car from someone who needed to finance it, then wants to sell it before the term of finance is up. To me, you are dealing with someone who isn't the best planner or the most financially responsible. I would contact the lien holder directly, pay off that amount directly, then pay the difference to the seller.
The car this guy is buying is just financed and so there is a lien holder under presumably a banks name.. You really cant be serious saying the person he is dealing with "isn't the best planner or the most financially responsible." There can be lots of reasons why people lease or finance cars and the latter half of those reasons is not because its bad financial planning or because they wont be good for the full amount of the car..