I have State Farm Insurance, and I pay $1100/year for a 2013 M3 Coupe.
I have full coverage... with a $500 deducible on collision/comprehension.
There are many factors that go into insurance cost. I meet the following criteria to have such a low premium.
1) With State Farm for 15 years, with NO claims.
2) No tickets in 7 years.
4) No Lien on vehicle
5) Multi-Line Discount (Home Owners)
I also have accident forgiveness, in which, if I get into a accident, and I am at fault, my premiums won't increase.. but, it is a one time shot.
Hope this helps.
Last edited by DominionXX; 10-11-2012 at 10:56 PM.