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      10-11-2012, 09:46 PM   #3
Drives: M3 E92 Alpine White Coupe
Join Date: Aug 2012
Location: Richmond, TX

Posts: 86
iTrader: (0)

I have State Farm Insurance, and I pay $1100/year for a 2013 M3 Coupe.
I have full coverage... with a $500 deducible on collision/comprehension.

There are many factors that go into insurance cost. I meet the following criteria to have such a low premium.

1) With State Farm for 15 years, with NO claims.
2) No tickets in 7 years.
3) Age
4) No Lien on vehicle
5) Multi-Line Discount (Home Owners)

I also have accident forgiveness, in which, if I get into a accident, and I am at fault, my premiums won't increase.. but, it is a one time shot.

Hope this helps.


Last edited by DominionXX; 10-11-2012 at 09:56 PM.
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