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      10-04-2012, 07:53 PM   #25
macpherson13
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Drives: 06 330XI
Join Date: Aug 2012
Location: MA

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2006 BMW 330XI  [0.00]
It always pays off to check rates. My loan is through BMW @ 3.9% but my CU had 2.9% so the dealer came down another $500 on the sale price after we had already agreed on a price so my payments would be the same and I would finance through BMW. What they didn't know is that my CU refinances auto loans so after a years worth of payments I will refinance the loan at a lower rate and have a lower payment without extending the term of the original loan.