Originally Posted by alms211
First off, you'd have to pay ME to drive a fcuking Dodge Ram...there's a reason this sh!t has 0% interest tied to it from the manufacturer.
Having said that, if you think a 2% interest rate isn't "that great", you're dumber than I already think you are. Seriously, borrowing money for 4-5 years at 2% isn't "that great"??
Where did I say there was no risk in the real estate investment? You think there is no risk in your mutual fund?
so you just drive your M3 to the track, change tires there, and sweat your ass off? how do you get it home when you crash it or blow the motor? sorry - did that with SCCA 20 years ago. got smart. the cummins can pull a pair of M3's to the track. it serves a specific purpose that will not happen without a big diesel. i guess you stick your race tires in your back seat.
more risk in that real estate than my mutual funds.
sorry you folks just cannot understand that some people with credit scores over 800 and plenty of disposable income just buy cars with cash. at 0%, sure i'll take your money. anything else is just a hassle. they have my title, if it is wrecked, the check for repair is co-written, etc.