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      09-30-2012, 09:25 PM   #72
konaforever
Second Lieutenant
United_States
2
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234
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Drives: 2009 Red GTR
Join Date: Feb 2008
Location: Boston, MA

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Quote:
Originally Posted by Team Plutonium View Post
I don't argue with you how one establishes credit, but OP stated that he has past or present delinquencies on the credit report... sounds to me he has to learn to pay his bills on time before committing to a $60K+ loan.
720 probably means one late payment over the last 7 years. Anyone can make a simple error without it being systematic.