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      09-27-2012, 06:59 PM   #25
mjposner
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Drives: 2012 E93 M3
Join Date: Mar 2011
Location: US

iTrader: (2)

First go used for a year or two with a less expensive car. Save the difference per month, get your score over 740 and you will have the M.

I just got my loan from Pen Fed. They are funny. First I applied for the loan saver, its a loan with a balloon so you have a lower payment, because I was going to buy a 45k car. I never finished the application and the dealer would not deal so I walked.

I then bought a less expensive BMW (37k) on a straight loan through Pen Fed and got approved. I called them up and told them to cancel the first loan which they did online. Today I get home and there is a 46k check from Pen Fed in the mail. Now have to send it back...
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Previous BMW: 14 M235i, 11 BMW M3; 08 BMW M3; 08 BMW Z4M; 04 X3; 02 M3 Convertible; 02 M3; 00 M Roadster; 94 325 convertible; 85 635csi
My other ride: www.mjposner.com/corvair
Check out my Mountain retreat:www.blueridge-rental.com
My Car Photo Blog: http://carfisheye.blogspot.com/