M3 is cheap to insure, apparently
Just got a 2011 Sonata added on my policy, and guess what - insurance premiums on it are over $1K/year higher than on my M3. The rep said that M3 has very low loss ratio, and Sonata has somewhat above-average ratio. Anyway, the culprit seems to the Accident Benefits portion of the insurance - it's 4x on Sonata then on M3. Something to take into account when picking cars.
BTW, is there a chance that all this is BS, and I'm just being taken advantage of?