Originally Posted by kevinbahnz
Off topic but I had recently applied for a mortgage and I said that part of my DP was $10k in cash and that raised a flag to them. They started questioning me where and how I got the $10k, is it stashed under my bed? LOLZ It's not even a lot of money.
It's always been like this. They also question any recent deposits other than usual paychecks even if they're only couple of grand; their logic, I guess, is you could borrow it, i.e. it's another debt not reported on your credit report.