I did the BMW select as it made sense to me. My payment is $258.00 with a 26k buyout at the end. My interest rate is 1.9% as well. I personally could not resist this deal. Just note I put down a lot more than 10k to get to my price point.
I think 700+ for any car is high but if you can afford it and feel comfortable do what you think is right.
If you will be purchasing ANY AT&T services online or in store could you mention that you were referred by me? My Employee Referral ID is eo4489. This would be a great help and it costs you nothing, thank you!