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      09-20-2012, 05:59 AM   #6
M3 Esq
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Drives: M3, 335i, X5
Join Date: Aug 2007
Location: CT

Posts: 1,946
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It's hard to comment without knowing the final selling price and the interest rate. BMWFS is offering 3.79 right now. Is that what you are getting?

I agree I am not crazy about owing $27K after five years of payments but the monthly payment is low. Since you are a small business owner wouldn't it make more sense to lease? Can't you deduct some of the expenses through the business?