I think you have some time to report everything...when I spoke to the adjuster, it sounded like they were going to be busy reporting estimates for a couple weeks. I think it would likely be an issue of how much damage there is and how your much your deductible is.
As far as my damage, as I mentioned previously, the insurance company is requesting a PDR quote first and then will address any other repairs needed. The estimate is around 5k in damage, but since it is comprehensive coverage, not collision, it should not show on a carproof. The biggest problem with this process is that it is looking like possibly Nov-Dec to get my car in for actual repair...which means I may have to book it for next year due to our lovely winter season.
Last edited by E92M3BP; 09-04-2012 at 03:07 PM.