I was making around 30k in my early 20's. By my mid 20's around 50k. With rent and bills, there's no way I could have afforded an M3 (new or used). I too am curious how some of the younger guys afford these cars unless their income is much higher than mine was at the time (which is awesome, btw. Not knocking young success at all.) or are they living with parents, sharing rent costs, etc. Maybe cost of living is just A LOT cheaper in other states.