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      07-14-2012, 01:17 PM   #18
First Lieutenant
IrishCoffee's Avatar

Drives: '11 E92 M3, '14 328i, '14 1LE
Join Date: May 2011
Location: San Diego

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You can also further reduce the MF by putting down refundable MSDs (multiple security deposits).

I believe you can put down up to 7 of them and each one will reduce the MF by. 0007.

Each will be $1000 in your case.

Someone did the math a while back and it turns out that the annual return in the form of savings is around 15% on the money you put down.

There's prob more info around the forum somewhere