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      04-21-2012, 08:35 AM   #1
wyndnmyfac
New Member
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Drives: E93 328i (ret)
Join Date: Jan 2012
Location: VA


Posts: 20
iTrader: (0)

PENFED balloon vs. BMWFS lease

I am determined to figure out the cheapest way to pick up a new M3. I used the BMW select plan on my 09 E93 328 and the financing was based off of 1.9% for 60 months. Wished I had got an M3 instead. Now that advantage is gone I was thinking of a lease. While I was crunching the lease #'s I noticed several forum members reference PENFED credit union's balloon option and I was curious to see if anyone on here has used them recently for ED or just simple dealer delivery?