Would appreciate any further info you can provide.
Generally, track days and HP courses don't require any licence other than normal drivers.
Competitive events require Cams SL2 or higher as a rough rule.
I don't think anyone in their right mind expects an insurer to cover them for competitive racing, BUT, if you can find out more positive signs of track day/training insurance you will have done a good thing
2011 E90 DCT, ESS VT2-650 SC, Brembo BBK 380/345
AKRA Evolution system, RKP motorsport Lip /brake cooling ducts/diffuser, KW Clubsport coilovers, TMS race solid subframe mounts, performance seats/steering wheel, RMS harness, Sneed GT wing.