Definitely no cover. You will have to wear the cost of paying out the finance company. I her the same thing everytime I put the car on track during BMW Club event. My wif works in the insurnce industry.
2007 E92 6MT - Silverstone II with /// Performance Exhaust with ACM Test Pipes and BPM Sport Stage II Dev-Tune - Proper engine warm up, 12-monthly oil change, Castrol TWS 10w-60
2014 F15 X5 3.0d