I could be wrong, but I've heard that, if they can't prove someone was at fault, the two insurance will split the fault.
Then each person gets dinged on their record.
Can someone clarify?
Present: 2013 M3 coupe (Azurite Black, Black, Piano Black)
Past: 2010 335i coupe (Monaco Blue, Cream Beige, Grey Poplar)
+ miata nut (2004 GT/LS and 2013 GS/Club Edition)