Rims and tires insurance might make sense
My dealer offered rim and tire insurance but for 2k (also included repairing curb rash) so maybe that is why it cost more.
Anyway I did not get it and well just 1500 kms in I had a flat $500 to fix so far plus some curb rash ( I assume 200 to fix)
Plus the fact that they cover non dealer tires that is great, mine did not so that is mainly why I did not get the ins .. But if they did I am sure i would have.. I have a feeling I will destroy a few more tires along the way!
Either way, enjoy the new toy!