Originally Posted by Nine
You can't do the math, you don't know what prices will be in 2 or 3 years on a given service or part.
It's high-school math man. Buy an 'extended warranty' if that makes you happy, but the overwhelming odds are you'd lose money. Do a little bit of research and you'll find out how much profit is built into those contracts
. Dealers/salesmen push them like hell for a reason.
Again, I've saved tens of thousands of dollars by NEVER paying for that crap (cars, motorcycles, electronics, appliances, etc), so even with a catastrophic failure, I'd be WELL AHEAD of the numbers game... which at my 49, still stands at ZERO
(knock on wood). It's all about the odds
. Only instance it wouldn't make sense to 'gamble' is if you're broke... but if that was the case, you shouldn't be driving an M3 to begin with
. Good luck.