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      09-25-2011, 09:06 AM   #99
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Drives: 2011.75 M3 E92 6MT
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Originally Posted by BMW//M View Post
My question is would you consider DCT a manual or automatic transmission when filling out an insurance form. I'm going to get DCT because I don't want to have commute daily 30 miles with a manual transmission in traffic.
Someone else asked this in an earlier thread, and the consensus was that automatic should be chosen. Insurance uses that mostly to gauge the possible cost of repairs and DCT just like a traditional auto would be more expensive to repair than stick. Plus any insurance adjuster would probably just look in the footwell, only see two pedals, and say "It's an automatic". If you pointed to the paddle shifters as a manual mode, he would correctly say that lots of automatic transmissions allow that, and if you then tried to explain 2 clutches vs a slushbox, he'd probably give you a blank stare.
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