Originally Posted by shizzle
Sorry if my response sounded terse, I definitely didn't think you were being offensive - your question is perfectly valid. I think we all agree that the risk/reward for insurance on HPDE/lapping events *isn't* there. But there would have been no way to know this unless we actually went out and gathered the info. From my side, I was hoping my broker would be able to put a package together for a group that had a reasonable risk/reward, but it just wasn't there.
For me, I just wanted to see if there was an affordable option to cover any risk that there would be an issue. If someone told me I could pay $250 for a weekend for HPDE insurance, it would absolutely be worth the piece of mind. At the prices available, it is too expensive relative to the risk for sure!!