I have a question, do you guys compete on track days, or are they just DE/Lapping days? For the latter, I understand there's a peace of mind knowing you're covered. But the trade-off to me is largely unbalanced. Unless you're not respecting your own limit, and what your instructor is teaching you, is this even necessary? But if you race competitively, then disregard my question, but then the quotes you're provided probably is going to change, too.