Thread: HPDE insurance?
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      08-25-2011, 01:00 PM   #11
gthal
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I very much appreciate this info and look forward to hearing more.

I did hear back from Ermis. Insurance was 1% of the value of the car per track day if there is an instructor in the car. Plus a large deductible. So, the quote I received was as follows:

Insured value $85,000
Deductible: $10,000
Premium: $850/day with a 50% discount for the second day of a weekend.
Instructor must be in the car

There is a discount for multiple days. If more than 10 then it is $500 per day rather than $850.

However, based on this, it seems very high. Almost high enough to just self insure

Plus, I get nervous dealing with a company via email in France because I can only imagine the pain of filing a claim if something ever did happen!
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